Protection for your business and products liability

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Public & Products Liability – Request  Professional Business Insurance advice

Public liability

Public liability insurance covers your legal liability arising from death or personal injury to a third party, loss or damage to third party property, or financial loss if you or your business are found to be negligent.

If a claim is lodged against you or your business, public liability insurance offers cover against costs and expenses associated with the claim, as well as damages awarded to the third party.

Product liability

There is a level of safety that consumers are entitled to expect under Australia’s consumer laws and claims against products may arise when these standards are not met.

As a business, you are liable for any product you manufacture, distribute, supply or sell. This means that if for some reason the product is unsafe, harmful, defective or dangerous and causes injury, death or damage, you may be held liable.

Product liability insurance will provide you with cover if any of these things happen to another person or business as a result of your product’s failure.